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Refinance a Mortgage

We'll make the process easy

What might be possible with a better mortgage?

Any number of things. Depending on your situation and your goals, a refinance could be just the tool you need to send you on your way.

Spend less, do more.

Put some money in your pocket. Lock in a better interest rate for long-term savings. Bring down your bills, or pay your loan off sooner. There are many ways to put a refinance to work for you.

  • Lower your monthly payment

  • Pay off your mortgage faster

  • Consolidate debt into one monthly bill

  • Get cash out for a home improvement

Is refinancing right for you?

The benefit of refinancing is pretty straightforward in some situations; in others, it may raise some interesting pros and cons. Either way, our lending team will walk you through the process to reach the decision that’s best for you.

Want to run the numbers yourself?

  • Best if you want:

    Best if you want:

  • Terms

    Terms

  • Rates

    Rates

Fixed- & Adjustable-Rate Conforming Loans

  • Best if you want:

    The most popular loan type - a conventional mortgage that conforms to the requirements of Fannie Mae and Freddie Mac and allows as little as 3% down when purchasing your first home

  • Terms

    Up to 30 years

  • Rates

Fixed- & Adjustable-Rate Jumbo Loans

FHA Loans

  • Best if you want:

    A super-low down payment and flexible credit score requirements to buy or refinance your first home

  • Terms

    15 or 30 years

  • Rates

VA Loans

  • Best if you want:

    Up to 100% financing and flexible qualification requirements for veterans, active duty service members and spouses to buy, refinance or repair a home

  • Terms

    Up to 30 years

  • Rates

USDA Loans

  • Best if you want:

    Up to 100% financing and flexible credit requirements for low-income borrowers to purchase or repair a home in a rural area

  • Terms

    Up to 38 years

  • Rates

Get to know your team.

You want the tools to transform your life. We’ve got the knowledge to see you through.

Shelly K. Duckart

Shelley K. Duckart

Sr. Mortgage Specialist

NMLS #604803
Office: 530.757.9473
Mobile: 530.681.3126

Learn more and contact

Let’s crunch some numbers.

*Interactive calculators are made available to you as self-help tools for your independent use. They are not intended to provide financial or investment advice and may not be applicable to your specific circumstances. All examples are hypothetical and are for illustrative purposes.

Need answers? We’ve got ’em.

BluPeak Credit Union is committed to working with our members during difficult times. To request a mortgage payment deferral, please contact our Financial Solutions department at 800.233.0253 1.

Ready to take the next step?

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Disclosures

Must meet membership and account criteria. All loans subject to credit approval and program guidelines. Rate terms and conditions subject to change. Learn more about specific Annual Percentage (APRs), terms and estimated payments by calling us at 866.873.4968, or by clicking on the link for today’s rates and selecting the applicable loan details. Flood, hazard and other insurance may apply.